---
canonical_url: https://lendb.ai/lo/loraine-martinez-693137
json_url: https://lendb.ai/lo/loraine-martinez-693137.json
nmls_id: 693137
last_verified: 2026-10-09
---

# Loraine Martinez

Mortgage Advisor at BECU. NMLS ID 693137 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/693137)).

**Summary:** Loraine Martinez (NMLS 693137) is Mortgage Advisor at BECU. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 40 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 40 (source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/loraine-martinez, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Loraine has 40 years of residential lending experience spanning loan origination, management, underwriting, and training. Specializes in conventional, FHA, and VA financing with expertise in renovation and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 40. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/loraine-martinez, verified 2026-10-09.
- service_area: Kirkland, Redmond, Sammamish, WA. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/loraine-martinez, verified 2026-10-09.
- role: Loan origination, management, underwriting, policy writing, business development, and training. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/loraine-martinez, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BECU (NMLS 490518). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/loraine-martinez, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/693137

## Contact

- View profile at BECU: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/loraine-martinez
- Office phone and Email on file: shown at https://lendb.ai/lo/loraine-martinez-693137#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/693137
- lender_site: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/loraine-martinez

Cite as: Loraine Martinez (NMLS 693137), BECU. LenDb.ai, https://lendb.ai/lo/loraine-martinez-693137, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._