--- canonical_url: https://lendb.ai/lo/loren-mascarenas-1665763 json_url: https://lendb.ai/lo/loren-mascarenas-1665763.json nmls_id: 1665763 last_verified: 2026-10-31 --- # Loren Mascarenas Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1665763 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1665763)). Loren Mascarenas (NMLS 1665763) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2023 and in Connecticut, Louisiana, Delaware and 7 more states. **Summary:** Loren Mascarenas (NMLS 1665763) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 11 states confirmed with state regulators: Florida, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa, California and 3 more. Earliest state license record: May 1, 2023 (Florida), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Loren licensed in Florida? Yes. Florida regulator records list license LO119515 as active, first effective May 1, 2023 (verified 2026-10-15). LenDb has 10 other states on file for Loren. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Loren work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/loren-mascarenas/. ### How long has Loren been licensed? The earliest state license record LenDb holds for Loren is from May 1, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: May 1, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Loren L. Mascarenas (AR, CA, CT, DE, FL, IA, LA, MD, MO, NV, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: since 2017. Source: https://independencehl.com/loren-mascarenas/, verified 2026-10-15. - role: led teams of bankers. Source: https://independencehl.com/loren-mascarenas/, verified 2026-10-15. - other: has assisted thousands of individuals and families. Source: https://independencehl.com/loren-mascarenas/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO119515 | active | confirmed | 2023-05-01 | state_regulator | 2026-10-15 | | CT | Connecticut regulator | state_license | LO-1665763 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 57423 | active | confirmed | 2026-05-22 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1665763 | active | confirmed | 2023-07-17 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0095310 | active | confirmed | 2026-06-22 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-172296 | active | confirmed | 2026-05-21 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/loren-mascarenas/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1665763 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/loren-mascarenas/ - Office phone and Email on file: shown at https://lendb.ai/lo/loren-mascarenas-1665763#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1665763 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/loren-mascarenas/ Cite as: Loren Mascarenas (NMLS 1665763), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/loren-mascarenas-1665763, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._