---
canonical_url: https://lendb.ai/lo/lorena-gracia-693141
json_url: https://lendb.ai/lo/lorena-gracia-693141.json
nmls_id: 693141
last_verified: 2026-10-09
---

# Lorena Gracia

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Eastvale, CA. NMLS ID 693141 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/693141)).

**Summary:** Lorena Gracia (NMLS 693141) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Eastvale, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, HELOC, Vacation home, Self-employed and VA loan. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141

## About

Lorena has 12 years of experience as a Senior Home Lending Advisor specializing in self-employed lending, home equity lines of credit, vacation home financing, and FHA and VA mortgages. Fluent in Spanish.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Eastvale, CA. Source: https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/693141

## Contact

- linkedin_url: https://www.linkedin.com/in/lorena-gracia-19734777/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141
- Office phone and Email on file: shown at https://lendb.ai/lo/lorena-gracia-693141#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/693141
- lender_site: https://homelendingadvisor.chase.com/ca/eastvale/7042-archibald-st-hla-693141

Cite as: Lorena Gracia (NMLS 693141), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/lorena-gracia-693141, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._