---
canonical_url: https://lendb.ai/lo/lori-kaffenberger-1944495
json_url: https://lendb.ai/lo/lori-kaffenberger-1944495.json
nmls_id: 1944495
last_verified: 2026-10-15
---

# Lori Kaffenberger

Loan officer at Golden Empire Mortgage, Inc., Orange, CA. NMLS ID 1944495 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1944495)).

**Summary:** Lori Kaffenberger (NMLS 1944495) is a loan officer at Golden Empire Mortgage, Inc., based in Orange, CA. Licensed in Texas, confirmed with the state regulator. Earliest state license record: April 13, 2020 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 13, 2020 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2020-04-13 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Golden Empire Mortgage, Inc. (NMLS 2427), Orange, CA. Source: https://www.gemcorp.com/mlo/lori-kaffenberger, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1944495

## Contact

- View profile at Golden Empire Mortgage, Inc.: https://www.gemcorp.com/mlo/lori-kaffenberger
- Office phone and Email on file: shown at https://lendb.ai/lo/lori-kaffenberger-1944495#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1944495
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.gemcorp.com/mlo/lori-kaffenberger
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lori Kaffenberger (NMLS 1944495), Golden Empire Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/lori-kaffenberger-1944495, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._