---
canonical_url: https://lendb.ai/lo/lori-merino-2049129
json_url: https://lendb.ai/lo/lori-merino-2049129.json
nmls_id: 2049129
last_verified: 2026-10-09
---

# Lori Merino

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2049129 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2049129)).

**Summary:** Lori Merino (NMLS 2049129) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.loanfactory.com/mortgage-expert/lori-merino-2049129, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Lori has over 25 years of experience in real estate, mortgage lending, loan signings, bookkeeping, and tax preparation. As a former Realtor, Loan Officer, Notary Public, and loan signing agency owner, she brings comprehensive knowledge and attention to detail to every transaction.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.loanfactory.com/mortgage-expert/lori-merino-2049129, verified 2026-10-09.
- role: former Realtor. Source: https://www.loanfactory.com/mortgage-expert/lori-merino-2049129, verified 2026-10-09.
- role: Notary Public and loan signing agency owner. Source: https://www.loanfactory.com/mortgage-expert/lori-merino-2049129, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/lori-merino-2049129, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2049129

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/lori-merino-2049129

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2049129
- lender_site: https://www.loanfactory.com/mortgage-expert/lori-merino-2049129

Cite as: Lori Merino (NMLS 2049129), Loan Factory. LenDb.ai, https://lendb.ai/lo/lori-merino-2049129, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._