{
  "canonical_url": "https://lendb.ai/lo/lori-young-796015",
  "loan_officer": {
    "nmls_id": 796015,
    "slug": "lori-young-796015",
    "canonical_url": "https://lendb.ai/lo/lori-young-796015",
    "md_url": "https://lendb.ai/lo/lori-young-796015.md",
    "json_url": "https://lendb.ai/lo/lori-young-796015.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/796015",
    "full_name": {
      "value": "Lori Young",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Lori",
    "last_name": "Young",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/08ce6e6960a4fd67/Website-3783_Young_796015.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Lori specializes in helping families purchase first homes and vacation properties in New Smyrna Beach, FL. She brings an energetic approach to mortgage lending and focuses on personalized service tailored to clients' unique needs.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Originating Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 7,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "New Smyrna Beach",
      "branch_state": "FL",
      "branch_zip": "32168",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "New Smyrna Beach",
        "branch_state": "FL",
        "branch_zip": "32168",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO57736",
        "status": "active",
        "issued_at": "2018-11-27",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "New Smyrna Beach, FL",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 12:39:22.610058+00",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/lori-young-796015#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/new-smyrna-beach-fl-3783/lori-young/",
      "verified_at": "2026-10-09"
    }
  }
}