---
canonical_url: https://lendb.ai/lo/lorna-gusmano-409919
json_url: https://lendb.ai/lo/lorna-gusmano-409919.json
nmls_id: 409919
last_verified: 2026-10-09
---

# Lorna Gusmano

Sr Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Bellmore, NY. NMLS ID 409919 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409919)).

**Summary:** Lorna Gusmano (NMLS 409919) is Sr Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Bellmore, NY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, VA loan, FHA loan and Self-employed. Earliest state license record: April 3, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 3, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919

## About

Lorna has 30 years of experience as a Sr Home Lending Advisor and serves the Bellmore, NY area, specializing in preapproval, self-employed lending, FHA and VA mortgages, condo and co-op lending, first-time homebuyer programs, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Bellmore, NY area. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO105284 | expired | confirmed | 2022-04-03 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Bellmore, NY. Source: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409919

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919
- Office phone and Email on file: shown at https://lendb.ai/lo/lorna-gusmano-409919#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409919
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/ny/bellmore/2631-merrick-rd-hla-409919

Cite as: Lorna Gusmano (NMLS 409919), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/lorna-gusmano-409919, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._