---
canonical_url: https://lendb.ai/lo/lou-atkins-1964060
json_url: https://lendb.ai/lo/lou-atkins-1964060.json
nmls_id: 1964060
last_verified: 2026-10-10
---

# Lou Atkins

Loan Originator at Lower, Columbia, MD. NMLS ID 1964060 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1964060)).

**Summary:** Lou Atkins (NMLS 1964060) is Loan Originator at Lower, based in Columbia, MD. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Lou Atkins serves the Virginia Beach, Virginia area and is licensed in NC and VA. Their approach emphasizes clear communication, responsiveness, and attention to detail.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Virginia Beach, Virginia. Source: https://www.lower.com/loan-officers/virginia/virginia-beach/lou-atkins, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Columbia, MD. Source: https://www.lower.com/loan-officers/virginia/virginia-beach/lou-atkins, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1964060

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/virginia/virginia-beach/lou-atkins
- Email on file: shown at https://lendb.ai/lo/lou-atkins-1964060#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1964060
- lender_site: https://www.lower.com/loan-officers/virginia/virginia-beach/lou-atkins

Cite as: Lou Atkins (NMLS 1964060), Lower. LenDb.ai, https://lendb.ai/lo/lou-atkins-1964060, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._