---
canonical_url: https://lendb.ai/lo/louis-vela-228520
json_url: https://lendb.ai/lo/louis-vela-228520.json
nmls_id: 228520
last_verified: 2026-10-09
---

# Louis Vela

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), New Lenox, IL. NMLS ID 228520 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/228520)).

**Summary:** Louis Vela (NMLS 228520) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in New Lenox, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, VA loan, FHA loan, Self-employed and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520

## About

Louis has 23 years of experience and specializes in self-employed lending, FHA and VA mortgages, and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: New Lenox, Mokena, IL. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), New Lenox, IL. Source: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/228520

## Contact

- linkedin_url: https://www.linkedin.com/in/louis-vela-124a9b63/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520
- Office phone and Email on file: shown at https://lendb.ai/lo/louis-vela-228520#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/228520
- lender_site: https://homelendingadvisor.chase.com/il/new-lenox/611-e-lincoln-hwy-hla-228520

Cite as: Louis Vela (NMLS 228520), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/louis-vela-228520, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._