---
canonical_url: https://lendb.ai/lo/lourdes-montrose-1922242
json_url: https://lendb.ai/lo/lourdes-montrose-1922242.json
nmls_id: 1922242
last_verified: 2026-10-31
---

# Lourdes Montrose

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1922242 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1922242)).

Lourdes Montrose (NMLS 1922242) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Texas since 2020 and in Florida, Missouri, Oregon and 4 more states.

**Summary:** Lourdes Montrose (NMLS 1922242) is a loan officer at E Mortgage Capital, Inc.. Licensed in 8 states confirmed with state regulators: Florida, Texas, Missouri, Oregon, California, Maryland, Illinois and Nevada. Earliest state license record: March 13, 2020 (Texas), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Lourdes licensed in Florida?

Yes. Florida regulator records list license LO145325 as active, first effective February 25, 2026 (verified 2026-10-15). LenDb has 7 other states on file for Lourdes. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Lourdes work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Lourdes been licensed?

The earliest state license record LenDb holds for Lourdes is from March 13, 2020 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: March 13, 2020 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Missouri (MO, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO145325 | active | confirmed | 2026-02-25 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2020-03-13 | state_regulator | 2026-10-13 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-02-04 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1922242 | active | confirmed | 2026-01-14 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| IL | Illinois regulator | state_license | 31.0092953 | active | confirmed | 2026-01-14 | state_regulator | 2026-10-28 |
| NV | Nevada regulator | state_license | NMLO-1179121 | active | confirmed | 2020-04-17 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1922242

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1922242
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- state_regulator: https://mld.nv.gov/

Cite as: Lourdes Montrose (NMLS 1922242), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/lourdes-montrose-1922242, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._