---
canonical_url: https://lendb.ai/lo/lowell-sterling-968898
json_url: https://lendb.ai/lo/lowell-sterling-968898.json
nmls_id: 968898
last_verified: 2026-10-09
---

# Lowell E. Sterling

Mortgage Loan Officer at Loan Factory, Plano, TX. NMLS ID 968898 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/968898)).

**Summary:** Lowell E. Sterling (NMLS 968898) is Mortgage Loan Officer at Loan Factory, based in Plano, TX. Lists Illinois and Texas on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Illinois (IL, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Lowell has decades of experience delivering personalized mortgage solutions and building long-term relationships. They take a consultative approach helping first-time buyers, investors, and refi clients achieve their goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: decades. Source: https://www.loanfactory.com/mortgage-expert/lowell-e-sterling-968898, verified 2026-10-09.
- credential: U.S. Army veteran. Source: https://www.loanfactory.com/mortgage-expert/lowell-e-sterling-968898, verified 2026-10-09.
- service_area: Plano, TX. Source: https://www.loanfactory.com/mortgage-expert/lowell-e-sterling-968898, verified 2026-10-09.
- community: Active in One Community Church and local charities including Dallas West Indies United and MissionContinue.org. Source: https://www.loanfactory.com/mortgage-expert/lowell-e-sterling-968898, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO117958 | expired | confirmed | 2023-03-06 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Plano, TX. Source: https://www.loanfactory.com/mortgage-expert/lowell-e-sterling-968898, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/968898

## Contact

- linkedin_url: https://www.linkedin.com/in/lowellsterling/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/lowell-e-sterling-968898

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/968898
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/lowell-e-sterling-968898

Cite as: Lowell E. Sterling (NMLS 968898), Loan Factory. LenDb.ai, https://lendb.ai/lo/lowell-sterling-968898, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._