---
canonical_url: https://lendb.ai/lo/loyd-nitzen-88665
json_url: https://lendb.ai/lo/loyd-nitzen-88665.json
nmls_id: 88665
last_verified: 2026-10-30
---

# Loyd Nitzen

Loan officer at Newrez. NMLS ID 88665 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/88665)).

Loyd Nitzen (NMLS 88665) is a mortgage loan officer at Newrez, licensed in Iowa, Oregon and Delaware. Loyd works at an FHA-approved lender, per HUD.

**Summary:** Loyd Nitzen (NMLS 88665) is a loan officer at Newrez. Licensed in 3 states confirmed with state regulators: Iowa, Oregon and Delaware. Earliest state license record: July 20, 2011 (California), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Loyd licensed in Iowa?

Yes. Iowa regulator records list license 27494 as active, first effective September 26, 2016 (verified 2026-10-20). LenDb has 2 other states on file for Loyd. Source: https://idob.iowa.gov/.

### What lender does Loyd work for, and is it FHA-approved?

Newrez, company NMLS 3013, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://dfr.oregon.gov/.

### How long has Loyd been licensed?

The earliest state license record LenDb holds for Loyd is from July 20, 2011 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: July 20, 2011 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Loyd T. Nitzen (CA, DE, IA, OR, as of 2026-10-30)
- Licensed in: Iowa (IA, confirmed), Oregon (OR, confirmed), Delaware (DE, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 27494 | active | confirmed | 2016-09-26 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2016-11-07 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 88665 | expired | confirmed | 2017-09-21 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC88665 | inactive | confirmed | 2011-07-20 | state_regulator | 2026-10-24 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |

## Employment history

- ? to present: Newrez (NMLS 3013). Source: https://dfr.oregon.gov/, verified 2026-10-20.
- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://idob.iowa.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/88665

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/88665
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Loyd Nitzen (NMLS 88665), Newrez. LenDb.ai, https://lendb.ai/lo/loyd-nitzen-88665, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._