---
canonical_url: https://lendb.ai/lo/loyial-williams-273017
json_url: https://lendb.ai/lo/loyial-williams-273017.json
nmls_id: 273017
last_verified: 2026-10-09
---

# Loyial James Williams

Mortgage Loan Officer at Loan Factory, TX. NMLS ID 273017 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/273017)).

**Summary:** Loyial James Williams (NMLS 273017) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). Earliest state license record: February 19, 2016 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 19, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/loyial-james-williams-273017, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Loyial James Williams brings over 30 years of mortgage and construction lending experience, having worked across wholesale operations, origination, processing, underwriting, closing, and funding.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/loyial-james-williams-273017, verified 2026-10-09.
- role: Loan Originator. Source: https://www.loanfactory.com/mortgage-expert/loyial-james-williams-273017, verified 2026-10-09.
- other: Experience in wholesale operations, origination, processing, underwriting, closing, funding, and collateralized securities. Source: https://www.loanfactory.com/mortgage-expert/loyial-james-williams-273017, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33943 | expired | confirmed | 2016-02-19 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TX. Source: https://www.loanfactory.com/mortgage-expert/loyial-james-williams-273017, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/273017

## Contact

- linkedin_url: https://www.linkedin.com/in/james-williams-1088b0154 (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/loyial-james-williams-273017

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/273017
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/loyial-james-williams-273017

Cite as: Loyial James Williams (NMLS 273017), Loan Factory. LenDb.ai, https://lendb.ai/lo/loyial-williams-273017, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._