---
canonical_url: https://lendb.ai/lo/lucia-wester-pacheco-2540341
json_url: https://lendb.ai/lo/lucia-wester-pacheco-2540341.json
nmls_id: 2540341
last_verified: 2026-10-09
---

# Lucia Wester Pacheco

Originating Branch Manager at CrossCountry Mortgage, Chattanooga, TN. NMLS ID 2540341 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2540341)).

**Summary:** Lucia Wester Pacheco (NMLS 2540341) is Originating Branch Manager at CrossCountry Mortgage, based in Chattanooga, TN. Lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). Speaks English and Spanish. States 5 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 5 (source: https://crosscountrymortgage.com/chattanooga-tn-4386/lucia-wester-pacheco/, verified 2026-10-09)
- Licensed in: Georgia (GA, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Bilingual loan officer from Peru with five years of banking experience. Recently became homeowner and is dedicated to helping clients achieve the American Dream.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 5. Source: https://crosscountrymortgage.com/chattanooga-tn-4386/lucia-wester-pacheco/, verified 2026-10-09.
- credential: Bilingual (Spanish and English). Source: https://crosscountrymortgage.com/chattanooga-tn-4386/lucia-wester-pacheco/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Chattanooga, TN. Source: https://crosscountrymortgage.com/chattanooga-tn-4386/lucia-wester-pacheco/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2540341

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chattanooga-tn-4386/lucia-wester-pacheco/
- Email on file: shown at https://lendb.ai/lo/lucia-wester-pacheco-2540341#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2540341
- lender_site: https://crosscountrymortgage.com/chattanooga-tn-4386/lucia-wester-pacheco/

Cite as: Lucia Wester Pacheco (NMLS 2540341), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/lucia-wester-pacheco-2540341, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._