---
canonical_url: https://lendb.ai/lo/luis-ceja-2272939
json_url: https://lendb.ai/lo/luis-ceja-2272939.json
nmls_id: 2272939
last_verified: 2026-10-24
---

# Luis Ceja

Mortgage Loan Officer at Clear Mortgage Capital, Inc.. NMLS ID 2272939 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2272939)).

Luis Ceja (NMLS 2272939) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in California. Luis's focus, from their own profile, includes VA loan.

**Summary:** Luis Ceja (NMLS 2272939) is Mortgage Loan Officer at Clear Mortgage Capital, Inc.. Licensed in California, confirmed with the state regulator (license 02110550). Focus areas shown on the lender page: VA loan. States 5 years of experience. Last verified 2026-10-24.

## Quick answers

### Is Luis licensed in California?

Yes. California regulator records list license 02110550 as active (verified 2026-10-24). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### Does Luis do VA loans?

Luis's profile lists VA loan as a focus (from their lender profile page). Source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja.

### What lender does Luis work for?

Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21). Source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja.

### How much experience does Luis have?

Luis states 5 years of experience. Source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 5 (source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja, verified 2026-10-21)
- Also licensed as (state regulator records, same NMLS ID): Luis M. Ceja (CA, as of 2026-10-15)
- Licensed in: California (CA DRE, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-21. Source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja

## Facts from the lender page and intro

- years_experience: 5. Source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja, verified 2026-10-21.
- other: Transitioned to a role at SpaceX after the Marine Corps. Source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja, verified 2026-10-21.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 02110550 | active | confirmed |  | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Clear Mortgage Capital, Inc. (NMLS 1935005). Source: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2272939

## Contact

- View profile at Clear Mortgage Capital, Inc.: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja
- Office phone on file: shown at https://lendb.ai/lo/luis-ceja-2272939#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2272939
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://clearmortgagecapital.com/loan-officer/071fe32c-0346-4846-b6e6-b089032f807d/LuisCeja

Cite as: Luis Ceja (NMLS 2272939), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/luis-ceja-2272939, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._