--- canonical_url: https://lendb.ai/lo/luis-daniel-centeno-2227701 json_url: https://lendb.ai/lo/luis-daniel-centeno-2227701.json nmls_id: 2227701 last_verified: 2026-10-27 --- # Luis Daniel Centeno Loan officer at West Capital Lending, Inc.. NMLS ID 2227701 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2227701)). Luis Daniel Centeno (NMLS 2227701) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2021 and in Florida, California, Connecticut and 7 more states. **Summary:** Luis Daniel Centeno (NMLS 2227701) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, California, Connecticut, Colorado, Pennsylvania, Missouri, Arkansas, Iowa and 3 more. Earliest state license record: November 18, 2021 (Oregon), per state regulator. Last verified 2026-10-27. ## Quick answers ### Is Luis Daniel licensed in Florida? Yes. Florida regulator records list license LO104764 as active, first effective March 24, 2022 (verified 2026-10-15). LenDb has 10 other states on file for Luis Daniel. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Luis Daniel work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html. ### How long has Luis Daniel been licensed? The earliest state license record LenDb holds for Luis Daniel is from November 18, 2021 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: November 18, 2021 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Luis Daniel E. Centeno (CO, as of 2026-10-09) - Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO104764 | active | confirmed | 2022-03-24 | state_regulator | 2026-10-15 | | CA | California Department of Real Estate | state_license | 02161943 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-2227701 | active | confirmed | | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100530453 | active | confirmed | 2022-02-09 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 107025 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 50192 | active | confirmed | 2023-04-05 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-11-18 | state_regulator | 2026-10-20 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 106201 | active | confirmed | 2023-04-25 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2227701 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2227701 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=287337&contact=512447 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Luis Daniel Centeno (NMLS 2227701), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/luis-daniel-centeno-2227701, last verified 2026-10-27. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._