---
canonical_url: https://lendb.ai/lo/luis-de-la-cruz-munoz-1575578
json_url: https://lendb.ai/lo/luis-de-la-cruz-munoz-1575578.json
nmls_id: 1575578
last_verified: 2026-10-09
---

# Luis De La Cruz Munoz

Senior Loan Officer at CrossCountry Mortgage, Delray Beach, FL. NMLS ID 1575578 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1575578)).

**Summary:** Luis De La Cruz Munoz (NMLS 1575578) is Senior Loan Officer at CrossCountry Mortgage, based in Delray Beach, FL. Licensed in Florida, confirmed with the state regulator (license LO42047). Focus areas shown on the lender page: Condo, Self-employed, Real estate investor and First-time buyer. Earliest state license record: April 6, 2017 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 6, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/

## About

Luis grew up in South Florida and understands the diverse community including investors, self-employed entrepreneurs, first-time and international buyers. He specializes in condo lending and creative financing for self-employed borrowers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Available 7 days a week with extended hours to serve real estate market pace. Source: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42047 | active | confirmed | 2017-04-06 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Delray Beach, FL. Source: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1575578

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/
- Email on file: shown at https://lendb.ai/lo/luis-de-la-cruz-munoz-1575578#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1575578
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/delray-beach-fl-3754/luis-de-la-cruz-munoz/

Cite as: Luis De La Cruz Munoz (NMLS 1575578), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/luis-de-la-cruz-munoz-1575578, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._