---
canonical_url: https://lendb.ai/lo/luis-duarte-2769698
json_url: https://lendb.ai/lo/luis-duarte-2769698.json
nmls_id: 2769698
last_verified: 2026-10-09
---

# Luis Duarte

Senior Loan Officer at CrossCountry Mortgage, Chicago, IL. NMLS ID 2769698 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2769698)).

**Summary:** Luis Duarte (NMLS 2769698) is Senior Loan Officer at CrossCountry Mortgage, based in Chicago, IL. Lists Illinois and Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, VA loan, FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Illinois (IL, lender_reported), Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/
- **FHA loan** (`fha`): lender page, confidence 0.54, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.11, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/

## About

Luis specializes in VA, FHA and conventional loans, plus first-time homebuyer programs, grants and down payment assistance. Before mortgage lending, he worked in community outreach in Cicero and as a police officer, and has real estate experience in the Chicago area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Previously worked in community outreach for Cicero, Illinois. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/, verified 2026-10-09.
- role: Served as a police officer. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/, verified 2026-10-09.
- other: Real estate experience helping buyers and sellers throughout Chicago area. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Chicago, IL. Source: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2769698

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/
- Office phone and Email on file: shown at https://lendb.ai/lo/luis-duarte-2769698#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2769698
- lender_site: https://crosscountrymortgage.com/chicago-il-4868/luis-duarte/

Cite as: Luis Duarte (NMLS 2769698), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/luis-duarte-2769698, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._