---
canonical_url: https://lendb.ai/lo/luis-escobar-316548
json_url: https://lendb.ai/lo/luis-escobar-316548.json
nmls_id: 316548
last_verified: 2026-10-15
---

# Luis Escobar

Senior Residential Mortgage Loan Originator at Cornerstone First Mortgage, Katy, TX. NMLS ID 316548 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/316548)).

**Summary:** Luis Escobar (NMLS 316548) is Senior Residential Mortgage Loan Originator at Cornerstone First Mortgage, based in Katy, TX. Licensed in Texas, confirmed with the state regulator. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Speaks English and Spanish. Earliest state license record: September 22, 2006 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 22, 2006 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Cornerstone First Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **HELOC** (`heloc`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Real estate investor** (`investor`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **New construction** (`new-construction`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Reverse mortgage** (`reverse`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Self-employed** (`self-employed`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **USDA loan** (`usda`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **VA loan** (`va`): verified 2026-10-15. Source: https://www.cornerstonefirst.com

## About

Luis Escobar has worked in mortgages since 2002, after more than a decade in engineering. They are fully bilingual in English and Spanish and serve the Houston area.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://encompasslending.com/lescobar/, verified 2026-10-15.
- role: Former Vice President of Operations at a Florida mortgage company. Source: https://encompasslending.com/lescobar/, verified 2026-10-15.
- education: Cal Poly State University, Electronic Engineering degree (1992). Source: https://encompasslending.com/lescobar/, verified 2026-10-15.
- community: National member, The Houston Association of Realtors. Source: https://encompasslending.com/lescobar/, verified 2026-10-15.
- service_area: Houston area. Source: https://encompasslending.com/lescobar/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2006-09-22 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Cornerstone First Mortgage (NMLS 292897), Katy, TX. Source: https://encompasslending.com/lescobar/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/316548

## Contact

- View profile at Cornerstone First Mortgage: https://encompasslending.com/lescobar/
- Office phone and Email on file: shown at https://lendb.ai/lo/luis-escobar-316548#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/316548
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://encompasslending.com/lescobar/
- lender_site (lender programs): https://www.cornerstonefirst.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Luis Escobar (NMLS 316548), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/luis-escobar-316548, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._