---
canonical_url: https://lendb.ai/lo/luis-f-soto-santiago-2063004
json_url: https://lendb.ai/lo/luis-f-soto-santiago-2063004.json
nmls_id: 2063004
last_verified: 2026-10-09
---

# Luis F Soto Santiago

Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Columbus, OH. NMLS ID 2063004 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2063004)).

**Summary:** Luis F Soto Santiago (NMLS 2063004) is Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Columbus, OH. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, FHA loan, HELOC and Jumbo loan. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004
- **Condo** (`condo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004
- **HELOC** (`heloc`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004

## About

With fluency in Spanish, Luis specializes in fixed-rate mortgages, adjustable-rate mortgages, home equity lines of credit, FHA and VA mortgages, condo and co-op lending, and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Columbus, OH. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2063004

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004
- Office phone and Email on file: shown at https://lendb.ai/lo/luis-f-soto-santiago-2063004#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2063004
- lender_site: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-2063004

Cite as: Luis F Soto Santiago (NMLS 2063004), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/luis-f-soto-santiago-2063004, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._