---
canonical_url: https://lendb.ai/lo/luis-gutierrez-2258034
json_url: https://lendb.ai/lo/luis-gutierrez-2258034.json
nmls_id: 2258034
last_verified: 2026-10-09
---

# Luis Gutierrez

Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending). NMLS ID 2258034 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2258034)).

**Summary:** Luis Gutierrez (NMLS 2258034) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC, VA loan, FHA loan, Self-employed and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034

## About

Luis has 5 years of experience and specializes in self-employed clients, FHA and VA mortgages, home equity lines of credit, first-time homebuyer programs, and conforming and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798). Source: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2258034

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034
- Office phone and Email on file: shown at https://lendb.ai/lo/luis-gutierrez-2258034#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2258034
- lender_site: https://homelendingadvisor.chase.com/az/phoenix/1820-east-sky-harbor-circle-north-hla-2258034

Cite as: Luis Gutierrez (NMLS 2258034), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/luis-gutierrez-2258034, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._