---
canonical_url: https://lendb.ai/lo/luis-moreno-1434704
json_url: https://lendb.ai/lo/luis-moreno-1434704.json
nmls_id: 1434704
last_verified: 2026-10-24
---

# Luis Moreno

Loan officer at West Capital Lending, Inc.. NMLS ID 1434704 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1434704)).

Luis Moreno (NMLS 1434704) is a mortgage loan officer at West Capital Lending, Inc., licensed in California, Colorado and Pennsylvania.

**Summary:** Luis Moreno (NMLS 1434704) is a loan officer at West Capital Lending, Inc.. Licensed in 3 states confirmed with state regulators: California, Colorado and Pennsylvania. Earliest state license record: December 3, 2019 (Florida), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Luis licensed in California?

Yes. California regulator records list license 02442101 as active (verified 2026-10-24). LenDb has 2 other states on file for Luis. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Luis work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Luis been licensed?

The earliest state license record LenDb holds for Luis is from December 3, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: December 3, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Luis A. Moreno (CA, CO, FL, PA, as of 2026-10-22)
- Licensed in: California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO65986 | expired | confirmed | 2019-12-03 | state_regulator | 2026-10-15 |
| CA | California Department of Real Estate | state_license | 02442101 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100541440 | active | confirmed | 2025-02-28 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 118482 | active | confirmed |  | state_regulator | 2026-10-16 |
| WI | Wisconsin regulator | state_license | 1434704 | expired | confirmed | 2021-04-21 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1434704 | inactive | confirmed | 2024-12-30 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1434704

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1434704
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=306958&contact=534700
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/

Cite as: Luis Moreno (NMLS 1434704), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/luis-moreno-1434704, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._