---
canonical_url: https://lendb.ai/lo/luis-silva-369904
json_url: https://lendb.ai/lo/luis-silva-369904.json
nmls_id: 369904
last_verified: 2026-10-09
---

# Luis Silva

Mortgage Advisor at Xpert Home Lending. NMLS ID 369904 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/369904)).

**Summary:** Luis Silva (NMLS 369904) is Mortgage Advisor at Xpert Home Lending. Lists California and Washington on the lender page (not yet checked with the state regulator). Licensed since 2012 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2012 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Luis Silva has nearly 20 years of experience in residential mortgage lending and real estate, having personally assisted over 1,000 families in financing their home, refinancing, and reaching real estate goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: nearly 20. Source: https://xperthomelending.com/loan-directory/luis-silva, verified 2026-10-09.
- other: Assisted over 1,000 families in financing homes and reaching real estate goals. Source: https://xperthomelending.com/loan-directory/luis-silva, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO14932 | expired | confirmed | 2012-06-06 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/luis-silva, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/369904

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/luis-silva
- Office phone and Email on file: shown at https://lendb.ai/lo/luis-silva-369904#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/369904
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/luis-silva

Cite as: Luis Silva (NMLS 369904), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/luis-silva-369904, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._