---
canonical_url: https://lendb.ai/lo/luis-tobito-2750228
json_url: https://lendb.ai/lo/luis-tobito-2750228.json
nmls_id: 2750228
last_verified: 2026-10-09
---

# Luis Tobito

Mortgage Loan Officer at Loan Factory. NMLS ID 2750228 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2750228)).

**Summary:** Luis Tobito (NMLS 2750228) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO143439). Speaks English and Spanish. Licensed since 2025 (per Florida records). States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Luis Tobito is a mortgage loan originator with over 10 years in real estate and business management, licensed in Florida since December 2025. He combines mortgage expertise with active real estate agent experience since 2006 to provide comprehensive guidance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228, verified 2026-10-09.
- years_experience: since 2006. Source: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228, verified 2026-10-09.
- service_area: Florida. Source: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228, verified 2026-10-09.
- role: Florida Real Estate Agent. Source: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO143439 | active | confirmed | 2025-12-12 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2750228

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2750228
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/luis-tobito-2750228

Cite as: Luis Tobito (NMLS 2750228), Loan Factory. LenDb.ai, https://lendb.ai/lo/luis-tobito-2750228, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._