--- canonical_url: https://lendb.ai/lo/luiz-oliveira-1092503 json_url: https://lendb.ai/lo/luiz-oliveira-1092503.json nmls_id: 1092503 last_verified: 2026-10-30 --- # Luiz Oliveira Loan officer at West Capital Lending, Inc.. NMLS ID 1092503 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1092503)). Luiz Oliveira (NMLS 1092503) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2021 and in Texas, California, Connecticut and 8 more states. **Summary:** Luiz Oliveira (NMLS 1092503) is a loan officer at West Capital Lending, Inc.. Licensed in 12 states confirmed with state regulators: Florida, Texas, California, Connecticut, Delaware, Colorado, Pennsylvania, Missouri and 4 more. Earliest state license record: February 16, 2021 (Florida), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Luiz licensed in Florida? Yes. Florida regulator records list license LO82002 as active, first effective February 16, 2021 (verified 2026-10-15). LenDb has 11 other states on file for Luiz. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Luiz work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Luiz been licensed? The earliest state license record LenDb holds for Luiz is from February 16, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: February 16, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Luiz M. Oliveira (AR, CA, CO, CT, DE, FL, IA, MD, MO, OR, PA, TX, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO82002 | active | confirmed | 2021-02-16 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2021-06-24 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02229754 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-1092503 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100545587 | active | confirmed | 2026-05-22 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 98518 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 53326 | active | confirmed | 2024-12-20 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2022-05-10 | state_regulator | 2026-10-20 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1092503 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1092503 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=348107&contact=582884 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ Cite as: Luiz Oliveira (NMLS 1092503), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/luiz-oliveira-1092503, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._