--- canonical_url: https://lendb.ai/lo/luke-mccrea-2588056 json_url: https://lendb.ai/lo/luke-mccrea-2588056.json nmls_id: 2588056 last_verified: 2026-10-27 --- # Luke McCrea Loan officer at West Capital Lending, Inc.. NMLS ID 2588056 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2588056)). Luke McCrea (NMLS 2588056) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2024 and in California, Connecticut, Colorado and 8 more states. **Summary:** Luke McCrea (NMLS 2588056) is a loan officer at West Capital Lending, Inc.. Licensed in 12 states confirmed with state regulators: Florida, California, Connecticut, Colorado, Pennsylvania, Missouri, Arkansas, Iowa and 4 more. Earliest state license record: May 6, 2024 (Florida), per state regulator. Last verified 2026-10-27. ## Quick answers ### Is Luke licensed in Florida? Yes. Florida regulator records list license LO128415 as active, first effective May 6, 2024 (verified 2026-10-15). LenDb has 11 other states on file for Luke. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Luke work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html. ### How long has Luke been licensed? The earliest state license record LenDb holds for Luke is from May 6, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: May 6, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Luke J. McCrea (AR, CA, CO, CT, FL, IA, MD, MO, OR, PA, WY, as of 2026-10-27); Luke J. Mccrea (NY, as of 2026-10-13) - Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO128415 | active | confirmed | 2024-05-06 | state_regulator | 2026-10-15 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | CA | California Department of Real Estate | state_license | 02155418 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-2588056 | active | confirmed | | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100541108 | active | confirmed | 2025-01-24 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 108905 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 53436 | active | confirmed | 2025-01-08 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-01-30 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2588056 | active | confirmed | 2024-10-01 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 108069 | active | confirmed | 2025-01-23 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2588056 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2588056 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=336884&contact=570109 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Luke McCrea (NMLS 2588056), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/luke-mccrea-2588056, last verified 2026-10-27. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._