---
canonical_url: https://lendb.ai/lo/luke-rowley-761340
json_url: https://lendb.ai/lo/luke-rowley-761340.json
nmls_id: 761340
last_verified: 2026-10-15
---

# Luke Rowley

Loan Officer at Residential Wholesale Mortgage, Inc., Cedar City, UT. NMLS ID 761340 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/761340)).

**Summary:** Luke Rowley (NMLS 761340) is Loan Officer at Residential Wholesale Mortgage, Inc., based in Cedar City, UT. Lists Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Utah (UT, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Real estate investor** (`investor`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://rwmloans.com/luke-rowley/

## Facts from the lender page and intro

- education: Business degree, Southern Utah University. Source: https://rwmloans.com/luke-rowley/, verified 2026-10-15.
- other: 12 years in retail banking. Source: https://rwmloans.com/luke-rowley/, verified 2026-10-15.
- service_area: UT. Source: https://rwmloans.com/luke-rowley/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), Cedar City, UT. Source: https://rwmloans.com/luke-rowley/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/761340

## Contact

- linkedin_url: https://www.linkedin.com/in/luke-rowley-a03979138/ (source: lender_site, verified 2026-10-15)
- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/luke-rowley/
- Office phone and Email on file: shown at https://lendb.ai/lo/luke-rowley-761340#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/761340
- lender_site: https://rwmloans.com/luke-rowley/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Luke Rowley (NMLS 761340), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/luke-rowley-761340, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._