---
canonical_url: https://lendb.ai/lo/luz-martinez-2615370
json_url: https://lendb.ai/lo/luz-martinez-2615370.json
nmls_id: 2615370
last_verified: 2026-10-13
---

# Luz Martinez

Project Manager / Loan Officer at CrossCountry Mortgage, Houston, TX. NMLS ID 2615370 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2615370)).

**Summary:** Luz Martinez (NMLS 2615370) is Project Manager / Loan Officer at CrossCountry Mortgage, based in Houston, TX. Licensed in Texas, confirmed with the state regulator. Focus areas shown on the lender page: First-time buyer. Speaks English and Spanish. Earliest state license record: November 13, 2024 (Texas), per state regulator. States 15 years of experience. Last verified 2026-10-13.

## At a glance

- Earliest state license record: November 13, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://crosscountrymortgage.com/houston-tx-4872/luz-martinez/, verified 2026-10-09)
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-4872/luz-martinez/

## About

Born and raised in Houston, Luz brings over 15 years of mortgage industry experience. As a bilingual loan officer, they serve families in English and Spanish.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://crosscountrymortgage.com/houston-tx-4872/luz-martinez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2024-11-13 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Houston, TX. Source: https://crosscountrymortgage.com/houston-tx-4872/luz-martinez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2615370

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/houston-tx-4872/luz-martinez/
- Office phone and Email on file: shown at https://lendb.ai/lo/luz-martinez-2615370#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2615370
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://crosscountrymortgage.com/houston-tx-4872/luz-martinez/

Cite as: Luz Martinez (NMLS 2615370), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/luz-martinez-2615370, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._