---
canonical_url: https://lendb.ai/lo/lvaughn-kelly-1972220
json_url: https://lendb.ai/lo/lvaughn-kelly-1972220.json
nmls_id: 1972220
last_verified: 2026-10-09
---

# L'Vaughn Kelly

Mortgage Loan Officer at Loan Factory, FL. NMLS ID 1972220 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1972220)).

**Summary:** L'Vaughn Kelly (NMLS 1972220) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO88317). Earliest state license record: May 25, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 25, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

L'Vaughn is the founder of Legacy Loan Center and approaches lending as a systems problem. They specialize in complex borrower profiles and unconventional income structures, with a focus on long-term loan durability and strategic planning.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: founder of Legacy Loan Center. Source: https://www.loanfactory.com/mortgage-expert/lvaughn-kelly-1972220, verified 2026-10-09.
- other: approaches lending with an underwriter's mindset and investor's time horizon. Source: https://www.loanfactory.com/mortgage-expert/lvaughn-kelly-1972220, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO88317 | active | confirmed | 2021-05-25 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), FL. Source: https://www.loanfactory.com/mortgage-expert/lvaughn-kelly-1972220, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1972220

## Contact

- linkedin_url: https://www.linkedin.com/in/lvaughnk/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/lvaughn-kelly-1972220

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1972220
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/lvaughn-kelly-1972220

Cite as: L'Vaughn Kelly (NMLS 1972220), Loan Factory. LenDb.ai, https://lendb.ai/lo/lvaughn-kelly-1972220, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._