---
canonical_url: https://lendb.ai/lo/lyndsay-gilson-1599771
json_url: https://lendb.ai/lo/lyndsay-gilson-1599771.json
nmls_id: 1599771
last_verified: 2026-10-09
---

# Lyndsay Capozzi

Loan Officer at CrossCountry Mortgage, Toledo, OH. NMLS ID 1599771 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1599771)).

**Summary:** Lyndsay Capozzi (NMLS 1599771) is Loan Officer at CrossCountry Mortgage, based in Toledo, OH. Lists Michigan and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: April 13, 2017 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 13, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/toledo-oh-3411/lyndsay-capozzi/

## About

Loan officer with over a decade of mortgage and real estate experience. Strategically finds the right loan option for each client scenario, emphasizing clear communication and availability from pre-approval through closing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: more than a decade. Source: https://crosscountrymortgage.com/toledo-oh-3411/lyndsay-capozzi/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42295 | expired | confirmed | 2017-04-13 | state_regulator | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Toledo, OH. Source: https://crosscountrymortgage.com/toledo-oh-3411/lyndsay-capozzi/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1599771

## Contact

- linkedin_url: https://www.linkedin.com/in/lyndsay-capozzi-243403398/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/toledo-oh-3411/lyndsay-capozzi/
- Office phone and Email on file: shown at https://lendb.ai/lo/lyndsay-gilson-1599771#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1599771
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/toledo-oh-3411/lyndsay-capozzi/

Cite as: Lyndsay Capozzi (NMLS 1599771), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/lyndsay-gilson-1599771, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._