{
  "canonical_url": "https://lendb.ai/lo/lynnsy-hamilton-obert-836453",
  "loan_officer": {
    "nmls_id": 836453,
    "slug": "lynnsy-hamilton-obert-836453",
    "canonical_url": "https://lendb.ai/lo/lynnsy-hamilton-obert-836453",
    "md_url": "https://lendb.ai/lo/lynnsy-hamilton-obert-836453.md",
    "json_url": "https://lendb.ai/lo/lynnsy-hamilton-obert-836453.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/836453",
    "full_name": {
      "value": "Lynnsy Obert",
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Lynnsy",
    "last_name": "Obert",
    "headshot_url": {
      "value": "https://21stcenturylending.com/wp-content/uploads/2026/07/me-smaller-scaled.jpg",
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 241835,
      "lender_name": "Full Realty Services, Inc.",
      "lender_slug": "full-realty-services-inc-241835",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 241835,
        "lender_name": "Full Realty Services, Inc.",
        "lender_slug": "full-realty-services-inc-241835",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
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        "license_number": "01915754",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/lending-with-lynnsy/",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "nearly 20",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "active with local realtor associations, the Lompoc Chamber and youth sports boards",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "founder of Lompoc Business Professionals",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 19:44:53.797481+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/lynnsy-hamilton-obert-836453#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/lynnsy21stcenturylending-com/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}