---
canonical_url: https://lendb.ai/lo/makonnen-kebede-277034
json_url: https://lendb.ai/lo/makonnen-kebede-277034.json
nmls_id: 277034
last_verified: 2026-10-09
---

# Makonnen Kebede

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 277034 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277034)).

**Summary:** Makonnen Kebede (NMLS 277034) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/makonnen-kebede-277034, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Makonnen Kebede has over 20 years of experience in the mortgage industry and works with all different types of income situations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/makonnen-kebede-277034, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/makonnen-kebede-277034, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277034

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/makonnen-kebede-277034

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277034
- lender_site: https://www.loanfactory.com/mortgage-expert/makonnen-kebede-277034

Cite as: Makonnen Kebede (NMLS 277034), Loan Factory. LenDb.ai, https://lendb.ai/lo/makonnen-kebede-277034, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._