---
canonical_url: https://lendb.ai/lo/malcolm-gianella-1929631
json_url: https://lendb.ai/lo/malcolm-gianella-1929631.json
nmls_id: 1929631
last_verified: 2026-10-09
---

# Malcolm Gianella

Outside Loan Originator at CrossCountry Mortgage, Naples, FL. NMLS ID 1929631 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1929631)).

**Summary:** Malcolm Gianella (NMLS 1929631) is Outside Loan Originator at CrossCountry Mortgage, based in Naples, FL. Licensed in Florida, confirmed with the state regulator (license LO119302). Also lists Missouri, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Non-QM loan and FHA loan. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Missouri (MO, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-3744/malcolm-gianella/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-3744/malcolm-gianella/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-3744/malcolm-gianella/

## Facts from the lender page and intro

- service_area: Cape Coral North FL, Lehigh Acres FL, General Mail Facility Miami FL. Source: https://crosscountrymortgage.com/naples-fl-3744/malcolm-gianella/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119302 | active | confirmed | 2023-04-24 | state_regulator | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Naples, FL. Source: https://crosscountrymortgage.com/naples-fl-3744/malcolm-gianella/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1929631

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/naples-fl-3744/malcolm-gianella/
- Email on file: shown at https://lendb.ai/lo/malcolm-gianella-1929631#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1929631
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/naples-fl-3744/malcolm-gianella/

Cite as: Malcolm Gianella (NMLS 1929631), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/malcolm-gianella-1929631, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._