--- canonical_url: https://lendb.ai/lo/manny-nunez-230289 json_url: https://lendb.ai/lo/manny-nunez-230289.json nmls_id: 230289 last_verified: 2026-10-16 --- # Manny Nunez Mortgage Loan Officer at Bell Bank, Goodyear, AZ. NMLS ID 230289 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/230289)). Manny Nunez (NMLS 230289) is a Mortgage Loan Officer at Bell Bank in Goodyear, Arizona. Manny's own profile lists down payment assistance, FHA loan and USDA loan as a focus, and Manny speaks Spanish. **Summary:** Manny Nunez (NMLS 230289) is Mortgage Loan Officer at Bell Bank, based in Goodyear, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, FHA loan, USDA loan, VA loan and First-time buyer. Speaks Spanish. States 20 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Manny licensed? Manny works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Manny do down payment assistance? Manny's profile lists down payment assistance as a focus (from their lender profile page). It also lists FHA loan, USDA loan and VA loan. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans. ### What lender does Manny work for? Bell Bank, company NMLS 419538, from the Goodyear, AZ office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans. ### What languages does Manny speak? Spanish, per their lender page (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans. ### How much experience does Manny have? Manny states 20 years of experience. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans - **FHA loan** (`fha`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans - **USDA loan** (`usda`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans - **VA loan** (`va`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.39, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans ## Video intro available Manny has a short recorded video intro on Bell Bank's site. Watch on Bell Bank's site: https://bell.bank/mortgage/loan-officer/mannyshomeloans The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16. ## Facts from the lender page and intro - years_experience: since 1999. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16. - years_experience: 20+. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16. - credential: Top Producer Award. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16. - credential: Excellent Service Award. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16. - community: Youth Mentor for 17 years with Inner-City Ministry. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16. - community: Parenting Skills Teacher at local churches and schools. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Goodyear, AZ. Source: https://bell.bank/mortgage/loan-officer/mannyshomeloans, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/230289 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/mannyshomeloans - Office phone and Email on file: shown at https://lendb.ai/lo/manny-nunez-230289#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/230289 - lender_site: https://bell.bank/mortgage/loan-officer/mannyshomeloans Cite as: Manny Nunez (NMLS 230289), Bell Bank. LenDb.ai, https://lendb.ai/lo/manny-nunez-230289, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._