---
canonical_url: https://lendb.ai/lo/manuel-gallo-2847030
json_url: https://lendb.ai/lo/manuel-gallo-2847030.json
nmls_id: 2847030
last_verified: 2026-10-15
---

# Manuel Gallo

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2847030 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2847030)).

Manuel Gallo (NMLS 2847030) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Manuel's own profile lists VA loan as a focus.

**Summary:** Manuel Gallo (NMLS 2847030) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Focus areas shown on the lender page: VA loan. States 6 years of experience. Last verified 2026-10-15.

## Quick answers

### Does Manuel do VA loans?

Manuel's profile lists VA loan as a focus (from their bio). Source: https://independencehl.com/manuel-gallo/.

### What lender does Manuel work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/manuel-gallo/.

### How much experience does Manuel have?

Manuel states 6 years of experience. Source: https://independencehl.com/manuel-gallo/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 6 (source: https://independencehl.com/manuel-gallo/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their bio (lender page), confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/manuel-gallo/

## About

Manuel Gallo has worked in mortgage lending for six years. They specialize in working with veterans on VA home loan benefits, including refinancing and VA entitlement access. Originally from Medellín, Colombia, they are a Florida State University alumnus.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 6. Source: https://independencehl.com/manuel-gallo/, verified 2026-10-15.
- education: Florida State University. Source: https://independencehl.com/manuel-gallo/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/manuel-gallo/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2847030

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/manuel-gallo/
- Office phone and Email on file: shown at https://lendb.ai/lo/manuel-gallo-2847030#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2847030
- lender_site: https://independencehl.com/manuel-gallo/

Cite as: Manuel Gallo (NMLS 2847030), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/manuel-gallo-2847030, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._