---
canonical_url: https://lendb.ai/lo/marc-garofalo-1735567
json_url: https://lendb.ai/lo/marc-garofalo-1735567.json
nmls_id: 1735567
last_verified: 2026-10-10
---

# Marco Garofalo

Sr. Loan Officer at Lower, Cherry Hill, NJ. NMLS ID 1735567 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1735567)).

**Summary:** Marco Garofalo (NMLS 1735567) is Sr. Loan Officer at Lower, based in Cherry Hill, NJ. Licensed in Florida, confirmed with the state regulator (license LO138721). Also lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-10.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Serves clients in the Mt. Laurel, New Jersey area as a Senior Loan Officer, licensed in NJ, PA and FL.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Mt. Laurel, New Jersey. Source: https://www.lower.com/loan-officers/new-jersey/mt-laurel/marco-garofalo, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138721 | active | confirmed | 2025-06-10 | state_regulator | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Cherry Hill, NJ. Source: https://www.lower.com/loan-officers/new-jersey/mt-laurel/marco-garofalo, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1735567

## Contact

- linkedin_url: https://www.linkedin.com/in/marcogarofalolower/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/new-jersey/mt-laurel/marco-garofalo
- Email on file: shown at https://lendb.ai/lo/marc-garofalo-1735567#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1735567
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/new-jersey/mt-laurel/marco-garofalo

Cite as: Marco Garofalo (NMLS 1735567), Lower. LenDb.ai, https://lendb.ai/lo/marc-garofalo-1735567, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._