---
canonical_url: https://lendb.ai/lo/marcel-garcia-2044545
json_url: https://lendb.ai/lo/marcel-garcia-2044545.json
nmls_id: 2044545
last_verified: 2026-10-24
---

# Marcel Garcia

Loan Officer at United American Mortgage Corporation, Costa Mesa, CA. NMLS ID 2044545 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2044545)).

Marcel Garcia, NMLS 2044545, works as a Loan Officer at United American Mortgage Corporation in Costa Mesa, California and is licensed in California since 2021. Marcel's lender page shows a focus on first-time buyer.

**Summary:** Marcel Garcia (NMLS 2044545) is Loan Officer at United American Mortgage Corporation, based in Costa Mesa, CA. Licensed in California, confirmed with the state regulator (license CA-DFPI2044545). Focus areas shown on the lender page: First-time buyer. Earliest state license record: March 9, 2021 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Marcel licensed in California?

Yes. California regulator records list license CA-DFPI2044545 as active, first effective March 9, 2021 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### Does Marcel list first-time buyer as a focus?

Marcel's profile lists first-time buyer as a focus (from their lender profile page). Source: https://www.uamco.com/loan-officer/marcel-garcia.

### What lender does Marcel work for?

United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-15). Source: https://www.uamco.com/loan-officer/marcel-garcia.

### How long has Marcel been licensed?

The earliest state license record LenDb holds for Marcel is from March 9, 2021 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: March 9, 2021 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.uamco.com/loan-officer/marcel-garcia

## Facts from the lender page and intro

- service_area: Los Angeles, Ventura and Orange County. Source: https://www.uamco.com/loan-officer/marcel-garcia, verified 2026-10-15.
- service_area: Burbank. Source: https://www.uamco.com/loan-officer/marcel-garcia, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2044545 | active | confirmed | 2021-03-09 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: United American Mortgage Corporation (NMLS 1942), Costa Mesa, CA. Source: https://www.uamco.com/loan-officer/marcel-garcia, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2044545

## Contact

- View profile at United American Mortgage Corporation: https://www.uamco.com/loan-officer/marcel-garcia
- Office phone and Email on file: shown at https://lendb.ai/lo/marcel-garcia-2044545#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2044545
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://www.uamco.com/loan-officer/marcel-garcia

Cite as: Marcel Garcia (NMLS 2044545), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/marcel-garcia-2044545, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._