---
canonical_url: https://lendb.ai/lo/marco-merati-376445
json_url: https://lendb.ai/lo/marco-merati-376445.json
nmls_id: 376445
last_verified: 2026-10-09
---

# Marco Merati

Mortgage Loan Originator at Total Mortgage Services, Milford, CT. NMLS ID 376445 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/376445)).

**Summary:** Marco Merati (NMLS 376445) is Mortgage Loan Originator at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO82056). Focus areas shown on the lender page: First-time buyer, Renovation loan (203k / HomeStyle) and Vacation home. Earliest state license record: February 16, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 16, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/marco-merati
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/marco-merati
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/marco-merati

## About

Marco is a lifelong Litchfield Hills, CT resident in the mortgage industry since 2010, specializing in helping first-time homebuyers, second home purchases, and renovation loans. He holds a B.A. in Political Science with a concentration in Economics from Southern Connecticut State University.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Litchfield Hills, CT. Source: https://www.totalmortgage.com/bankers/marco-merati, verified 2026-10-09.
- years_experience: since 2010. Source: https://www.totalmortgage.com/bankers/marco-merati, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO82056 | active | confirmed | 2021-02-16 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/marco-merati, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/376445

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/marco-merati
- Office phone and Email on file: shown at https://lendb.ai/lo/marco-merati-376445#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/376445
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/marco-merati

Cite as: Marco Merati (NMLS 376445), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/marco-merati-376445, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._