---
canonical_url: https://lendb.ai/lo/marco-moreno-589181
json_url: https://lendb.ai/lo/marco-moreno-589181.json
nmls_id: 589181
last_verified: 2026-10-15
---

# Marco Moreno

SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Paramus, NJ. NMLS ID 589181 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/589181)).

**Summary:** Marco Moreno (NMLS 589181) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Paramus, NJ. Licensed in 2 states confirmed with state regulators: Florida and New York. Focus areas shown on the lender page: VA loan, Self-employed, Bank statement loan and DSCR loan. Earliest state license record: August 14, 2024 (Florida), per state regulator. States 23 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 14, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/marco-moreno-589181
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/marco-moreno-589181
- **Bank statement loan** (`bank-statement`): from their lender profile page, confidence 0.75, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/marco-moreno-589181
- **DSCR loan** (`dscr`): from their lender profile page, confidence 0.75, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/marco-moreno-589181

## About

Marco Moreno has 23 years in mortgage banking and over $1 billion in funded loans. They focus on VA loans and self-employed borrowers, including bank statement and DSCR loans.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 23. Source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15.
- other: Over $1 billion in funded loans. Source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15.
- credential: Presidents Club member. Source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15.
- credential: NAHREP Top 250 Honoree. Source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15.
- credential: NAHREP Top 100 in the Northeast. Source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15.
- credential: Top 1.5% of Mortgage Loan Officers Nationwide. Source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO131005 | active | confirmed | 2024-08-14 | state_regulator | 2026-10-15 |
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Paramus, NJ. Source: https://www.grarate.com/loan-officers/marco-moreno-589181, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/589181

## Contact

- linkedin_url: https://www.linkedin.com/in/marcofmoreno/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/marco-moreno-589181
- Office phone and Email on file: shown at https://lendb.ai/lo/marco-moreno-589181#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/589181
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://www.grarate.com/loan-officers/marco-moreno-589181
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Marco Moreno (NMLS 589181), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/marco-moreno-589181, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._