---
canonical_url: https://lendb.ai/lo/margarita-melamed-narod-1710770
json_url: https://lendb.ai/lo/margarita-melamed-narod-1710770.json
nmls_id: 1710770
last_verified: 2026-10-16
---

# Margarita Melamed-Narod

Mortgage Banker at The Federal Savings Bank. NMLS ID 1710770 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1710770)).

**Summary:** Margarita Melamed-Narod (NMLS 1710770) is Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## About

Margarita Melamed-Narod has more than 20 years of experience in the marketing industry. They recently moved into mortgage lending from real estate sales and staging. They specialize in conventional, jumbo and government insured loans such as VA and FHA, serving clients across all 50 states.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- education: marketing degree, Parsons University (New York City). Source: https://www.thefederalsavingsbank.com/bankers/margarita-melamed-narod/, verified 2026-10-16.
- other: more than 20 years in the marketing industry (prior career). Source: https://www.thefederalsavingsbank.com/bankers/margarita-melamed-narod/, verified 2026-10-16.
- other: prior career in real estate sales and staging before mortgage lending. Source: https://www.thefederalsavingsbank.com/bankers/margarita-melamed-narod/, verified 2026-10-16.
- service_area: all 50 states. Source: https://www.thefederalsavingsbank.com/bankers/margarita-melamed-narod/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/margarita-melamed-narod/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1710770

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/margarita-melamed-narod/
- Office phone and Email on file: shown at https://lendb.ai/lo/margarita-melamed-narod-1710770#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1710770
- lender_site: https://www.thefederalsavingsbank.com/bankers/margarita-melamed-narod/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: Margarita Melamed-Narod (NMLS 1710770), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/margarita-melamed-narod-1710770, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
