{
  "canonical_url": "https://lendb.ai/lo/margo-rockas-258961",
  "lede": {
    "text": "Based in Gilbert, Arizona, Margo Rockas (NMLS 258961) is a Senior Mortgage Banker at Bell Bank, serving Arizona, California, Colorado and 15 more states. Margo's focus, from their own profile, includes jumbo loan, physician and medical professional and real estate investor.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Margo licensed in Arizona?",
      "a": "Bell Bank's page for Margo lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 17 other states on file for Margo.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Margo do jumbo loans?",
      "a": "Margo's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, real estate investor and construction loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Margo work for?",
      "a": "Bell Bank, company NMLS 419538, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How much experience does Margo have?",
      "a": "Margo states 34 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 258961,
    "slug": "margo-rockas-258961",
    "canonical_url": "https://lendb.ai/lo/margo-rockas-258961",
    "md_url": "https://lendb.ai/lo/margo-rockas-258961.md",
    "json_url": "https://lendb.ai/lo/margo-rockas-258961.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/258961",
    "full_name": {
      "value": "Margo Rockas",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    "first_name": "Margo",
    "last_name": "Rockas",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Senior Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 34,
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 419538,
      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": "Gilbert",
      "branch_state": "AZ",
      "branch_zip": "85297",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 419538,
        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": "Gilbert",
        "branch_state": "AZ",
        "branch_zip": "85297",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "KS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "MT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "NE",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "NM",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.68,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.68,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "new-construction",
        "label": "New construction",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Margo has a short recorded video intro on Bell Bank's site.",
        "listen_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      }
    ],
    "facts": [
      {
        "kind": "years_experience",
        "value": "34",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "producing branch manager at Chase",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "President's Club Award 2020, 2021 & 2022",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Platinum Club Award for 2020, 2021 & 2022",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Volunteers at Paz de Cristo, a homeless meal service",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Chandler AZ, Phoenix AZ, Tampa FL, Sarasota FL (additional locations)",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 08:27:56.217922+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/margo-rockas-258961#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/rockasteam",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}