---
canonical_url: https://lendb.ai/lo/maria-barraza-347851
json_url: https://lendb.ai/lo/maria-barraza-347851.json
nmls_id: 347851
last_verified: 2026-10-09
---

# Maria Barraza

Loan Officer at Highlands Residential Mortgage, Georgetown, TX. NMLS ID 347851 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/347851)).

**Summary:** Maria Barraza (NMLS 347851) is Loan Officer at Highlands Residential Mortgage, based in Georgetown, TX. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, VA loan, FHA loan, Real estate investor and Renovation loan (203k / HomeStyle). Speaks Spanish. States 8 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 8 (source: https://www.highlandsmortgage.com/agents/maria-barraza/, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/maria-barraza/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/maria-barraza/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/maria-barraza/
- **Real estate investor** (`investor`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/maria-barraza/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/maria-barraza/
- **Vacation home** (`vacation-home`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/maria-barraza/

## About

With 8 years of mortgage industry experience, Maria specializes in VA loans as a Certified Veteran Loan Specialist and serves first-time homebuyers and families. She is a native Spanish speaker.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 8. Source: https://www.highlandsmortgage.com/agents/maria-barraza/, verified 2026-10-09.
- credential: Certified Veteran Loan Specialist. Source: https://www.highlandsmortgage.com/agents/maria-barraza/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Highlands Residential Mortgage (NMLS 134871), Georgetown, TX. Source: https://www.highlandsmortgage.com/agents/maria-barraza/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/347851

## Contact

- View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/maria-barraza/
- Office phone and Email on file: shown at https://lendb.ai/lo/maria-barraza-347851#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/347851
- lender_site: https://www.highlandsmortgage.com/agents/maria-barraza/

Cite as: Maria Barraza (NMLS 347851), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/maria-barraza-347851, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._