---
canonical_url: https://lendb.ai/lo/maria-guadalupe-pineda-1208990
json_url: https://lendb.ai/lo/maria-guadalupe-pineda-1208990.json
nmls_id: 1208990
last_verified: 2026-10-09
---

# Maria Guadalupe Pineda

Mortgage Advisor at First Citizens Bank, San Jose, CA. NMLS ID 1208990 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1208990)).

**Summary:** Maria Guadalupe Pineda (NMLS 1208990) is Mortgage Advisor at First Citizens Bank, based in San Jose, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda

## About

Maria has been in mortgage industry since 2012, becoming a loan officer in 2014. She specializes in first-time homebuyer programs and low-to-moderate income borrowers in Santa Clara County.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2012. Source: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda, verified 2026-10-09.
- role: Mortgage Loan Processor (2012), Mortgage Loan Officer (2014). Source: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda, verified 2026-10-09.
- service_area: Santa Clara County. Source: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda, verified 2026-10-09.
- community: President of Homeowners Association, participated in County of Santa Clara's Redistricting Process as Commissioner. Source: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda, verified 2026-10-09.
- education: Associates Degree from Gavilan College. Source: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), San Jose, CA. Source: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1208990

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda
- Email on file: shown at https://lendb.ai/lo/maria-guadalupe-pineda-1208990#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1208990
- lender_site: https://bankers.firstcitizens.com/mortgage/ca/san-jose/maria-guadalupe-pineda

Cite as: Maria Guadalupe Pineda (NMLS 1208990), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/maria-guadalupe-pineda-1208990, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._