{
  "canonical_url": "https://lendb.ai/lo/maribel-licea-133914",
  "lede": {
    "text": "Maribel Licea (NMLS 133914) is a Mortgage Loan Originator at CME Lending Group LLC, licensed in Illinois since 2021 and in Wisconsin. Maribel speaks Spanish and works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "languages",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Maribel licensed in Wisconsin?",
      "a": "Yes. Wisconsin regulator records list license 133914 as active, first effective January 16, 2026 (verified 2026-10-21). LenDb has 2 other states on file for Maribel.",
      "fields": [
        "licenses"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    },
    {
      "q": "What lender does Maribel work for, and is it FHA-approved?",
      "a": "CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Maribel speak?",
      "a": "Spanish, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Maribel been licensed?",
      "a": "The earliest state license record LenDb holds for Maribel is from March 10, 2021 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Maribel states 10 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Illinois state regulator",
      "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
      "verified_at": "2026-10-28"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 133914,
    "slug": "maribel-licea-133914",
    "canonical_url": "https://lendb.ai/lo/maribel-licea-133914",
    "md_url": "https://lendb.ai/lo/maribel-licea-133914.md",
    "json_url": "https://lendb.ai/lo/maribel-licea-133914.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/133914",
    "full_name": {
      "value": "Maribel Licea",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Maribel",
    "last_name": "Licea",
    "headshot_url": {
      "value": "https://themortgageexchange.com/clients/2915/uploads/2024/05/Maribel-Licea-headshot.jpg",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1248883,
      "lender_name": "CME Lending Group LLC",
      "lender_slug": "cme-lending-group-llc-1248883",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1248883,
        "lender_name": "CME Lending Group LLC",
        "lender_slug": "cme-lending-group-llc-1248883",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://themortgageexchange.com/team-member/maribel-licea/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "133914",
        "status": "active",
        "issued_at": "2026-01-16",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0067181",
        "status": "active",
        "issued_at": "2021-03-10",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Over 25 years of experience running businesses",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Bishop Noll Institute",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Bachelor’s in Management Marketing, St. Joseph’s College, Rensselaer, Indiana",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-28",
    "updated_at": "2026-10-28 14:33:10.461673+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/maribel-licea-133914#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/maribel-licea/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-03-10",
      "state": "IL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "IL"
    },
    "federal_registration": null
  }
}