{
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      "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
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    },
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      "verified_at": "2026-10-09"
    },
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      "value": "Marie has over 15 years of mortgage lending experience and has been a top producer throughout her career. She works with first-time buyers, high net worth applicants, and self-employed borrowers, offering consultative service in home purchase, refinance, and new construction.",
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      "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
      "verified_at": "2026-10-09"
    },
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    },
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      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
      "verified_at": "2026-10-09"
    },
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    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
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      "lender_slug": "first-citizens-bank-503941",
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      "branch_state": "NC",
      "branch_zip": "28560",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
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      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
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        "lender_slug": "first-citizens-bank-503941",
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        "branch_state": "NC",
        "branch_zip": "28560",
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        "end_date": null,
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        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "value": "15",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
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        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
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        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Carteret, Craven, Greene, Lenoir, Onslow, Pamlico, Pitt counties NC",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
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        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Associate Degree in Criminal Justice",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 11:18:57.0766+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/marie-phillips-448292#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/nc/new-bern/marie-phillips",
      "verified_at": "2026-10-09"
    }
  }
}