---
canonical_url: https://lendb.ai/lo/mark-cruz-2744711
json_url: https://lendb.ai/lo/mark-cruz-2744711.json
nmls_id: 2744711
last_verified: 2026-10-09
---

# Mark Cruz

Mortgage Loan Officer at Loan Factory, IL. NMLS ID 2744711 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2744711)).

**Summary:** Mark Cruz (NMLS 2744711) is Mortgage Loan Officer at Loan Factory, based in Illinois. Lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Illinois (IL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/mark-cruz-2744711
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/mark-cruz-2744711

## About

Mark Cruz is a mortgage loan originator licensed in Illinois who speaks English and Spanish. They help first-time buyers, those refinancing, and investment property owners throughout Illinois.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Illinois. Source: https://www.loanfactory.com/mortgage-expert/mark-cruz-2744711, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), IL. Source: https://www.loanfactory.com/mortgage-expert/mark-cruz-2744711, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2744711

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/mark-cruz-2744711

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2744711
- lender_site: https://www.loanfactory.com/mortgage-expert/mark-cruz-2744711

Cite as: Mark Cruz (NMLS 2744711), Loan Factory. LenDb.ai, https://lendb.ai/lo/mark-cruz-2744711, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._