{
  "canonical_url": "https://lendb.ai/lo/mark-czebiniak-1584802",
  "loan_officer": {
    "nmls_id": 1584802,
    "slug": "mark-czebiniak-1584802",
    "canonical_url": "https://lendb.ai/lo/mark-czebiniak-1584802",
    "md_url": "https://lendb.ai/lo/mark-czebiniak-1584802.md",
    "json_url": "https://lendb.ai/lo/mark-czebiniak-1584802.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1584802",
    "full_name": {
      "value": "Mark Czebiniak",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Mark",
    "last_name": "Czebiniak",
    "headshot_url": {
      "value": "https://www.uhm.com/media/a3bb4343-030f-4f31-b2c4-98ddcdb51dfa/mczebiniak.jpg",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 2229,
      "lender_name": "Union Home Mortgage",
      "lender_slug": "union-home-mortgage-2229",
      "branch_city": "Phoenix",
      "branch_state": "AZ",
      "branch_zip": "85254",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2229,
        "lender_name": "Union Home Mortgage",
        "lender_slug": "union-home-mortgage-2229",
        "branch_city": "Phoenix",
        "branch_state": "AZ",
        "branch_zip": "85254",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO137159",
        "status": "active",
        "issued_at": "2025-04-15",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": "0941649",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "DC",
        "license_type": "state_license",
        "license_number": "MLO1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "54765",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": "MLO-2081584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": "72249",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "LA",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": "I-175606",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NM",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": "MLO-OH.1584802.001",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OK",
        "license_type": "state_license",
        "license_number": "MLO37719",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "114320",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": "MLO-1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": "1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": "MLO-56829VA",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": "MLO-1584802",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "158480",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "credential",
        "value": "Mortgage Banker License #0930335",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:30:35.851207+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/mark-czebiniak-1584802#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/mark-czebiniak/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2025-04-15",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}