---
canonical_url: https://lendb.ai/lo/mark-frost-1213630
json_url: https://lendb.ai/lo/mark-frost-1213630.json
nmls_id: 1213630
last_verified: 2026-10-09
---

# Mark Frost

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 1213630 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1213630)).

**Summary:** Mark Frost (NMLS 1213630) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Colorado, confirmed with the state regulator (license 100513618). Earliest state license record: February 27, 2019 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 27, 2019 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mark has over a decade of mortgage industry experience and holds a degree in economics and finance from Colorado State University. He's a top producer and committed philanthropist who worked his way up from bank teller through various lending roles.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over a decade. Source: https://www.empirehomeloans.com/team/mfrost, verified 2026-10-09.
- education: Bachelor's degree in economics and finance from Colorado State University. Source: https://www.empirehomeloans.com/team/mfrost, verified 2026-10-09.
- role: Bank teller during college, progressed through commercial, small business, personal lending, and mortgage originating. Source: https://www.empirehomeloans.com/team/mfrost, verified 2026-10-09.
- community: Committed philanthropist who managed a non-profit organization. Source: https://www.empirehomeloans.com/team/mfrost, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100513618 | active | confirmed | 2019-02-27 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/mfrost, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1213630

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/mfrost
- Office phone and Email on file: shown at https://lendb.ai/lo/mark-frost-1213630#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1213630
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=229292&contact=449290
- lender_site: https://www.empirehomeloans.com/team/mfrost

Cite as: Mark Frost (NMLS 1213630), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/mark-frost-1213630, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._