---
canonical_url: https://lendb.ai/lo/mark-montoya-1685727
json_url: https://lendb.ai/lo/mark-montoya-1685727.json
nmls_id: 1685727
last_verified: 2026-10-09
---

# Mark Montoya

Loan Officer at Xpert Home Lending. NMLS ID 1685727 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1685727)).

**Summary:** Mark Montoya (NMLS 1685727) is Loan Officer at Xpert Home Lending. Lists Arizona, Oregon and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/mark-montoya, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1685727

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/mark-montoya
- Office phone on file: shown at https://lendb.ai/lo/mark-montoya-1685727#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1685727
- lender_site: https://xperthomelending.com/loan-directory/mark-montoya

Cite as: Mark Montoya (NMLS 1685727), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/mark-montoya-1685727, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._