--- canonical_url: https://lendb.ai/lo/mark-niosi-216306 json_url: https://lendb.ai/lo/mark-niosi-216306.json nmls_id: 216306 last_verified: 2026-10-09 --- # Mark Niosi Branch Manager at CrossCountry Mortgage, Dunkirk, MD. NMLS ID 216306 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216306)). **Summary:** Mark Niosi (NMLS 216306) is Branch Manager at CrossCountry Mortgage, based in Dunkirk, MD. Licensed in Florida, confirmed with the state regulator (license LO79306). Also lists District of Columbia, Delaware, Georgia, Maryland, North Carolina, South Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Low credit score, First-time buyer and Real estate investor. Licensed since 2020 (per Florida records). States 24 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2020 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 24 (source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/ - **Low credit score** (`low-credit`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/ - **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/ ## About Mark has 24 years as a loan originator and is licensed in 8 states. He specializes in VA, FHA, USDA, renovation, construction, conventional, reverse mortgages, bank statement programs, and down payment assistance. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 24. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/, verified 2026-10-09. - service_area: Dunkirk, MD; licensed in Maryland, Virginia, Washington DC, North Carolina, South Carolina, Florida, Georgia, and Delaware. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/, verified 2026-10-09. - education: Started career in education. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO79306 | active | confirmed | 2020-12-23 | state_regulator | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Dunkirk, MD. Source: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216306 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/ - Office phone and Email on file: shown at https://lendb.ai/lo/mark-niosi-216306#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216306 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/ Cite as: Mark Niosi (NMLS 216306), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/mark-niosi-216306, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._